Explore your plan

Explore your plan

By deciding to plan and save for your retirement, you’ve made a decision you can feel good about. You've realized that a sound savings plan can help you achieve a more secure financial future.

Your Gillette 403(b) Matched Savings Retirement Plan

Your Gillette 403(b) Matched Savings Plan can help you achieve the retirement you envision. In addition to your contributions, Gillette makes a matching contribution to your account.

Note: Employees who work less than 40 hours per pay period, are on-call employees or participate in the State of Minnesota Employee Retirement Plan are not eligible for employer contributions.

If you have further questions, contact your Human Resources department.

You'll thank yourself later

The sooner you start saving, the better. Once you decide to save for your retirement, the next step is to decide how much to save. Check our retirement tools and calculators.

Start by deciding what percentage of your income you can save. This amount will be automatically invested in your retirement account each pay period. But before you do that, it's important to educate yourself on general financial, investment and retirement information so you can make informed decisions. 

calculator
Resources for your retirement needs

Annual contribution limits

Find out how much you could save for your retirement each year.

Social Security benefits

Learn how to apply for Social Security benefits online.

Understand your 403(b) plan

Discover the basics of this tax-deferred retirement plan with this helpful Q&A.

Mutual funds in the Lincoln Alliance® program are sold by prospectus. An investor should carefully consider the investment objectives, risks, and charges and expenses of the investment company before investing. The prospectus and, if available, the summary prospectus contain this and other important information and should be read carefully before investing or sending money. Investment values will fluctuate with changes in market conditions, so that upon withdrawal, your investment may be worth more or less than the amount originally invested. Prospectuses for any of the mutual funds in the Lincoln Alliance® program are available at 800‑234‑3500.

The Lincoln Alliance® program includes certain services provided by Lincoln Retirement Services Company, LLC and Lincoln Financial Group Trust Company, Inc. with wholesale marketing and distribution services provided by Lincoln Financial Distributors, Inc. (LFD), a wholesale broker-dealer (member FINRA). All entities listed are affiliates of Lincoln Financial Group, the marketing name for Lincoln National Corporation. Unaffiliated broker-dealers also may provide services to customers. Account values are subject to fluctuation, including loss of principal

Variable annuities are long-term investment products designed for retirement purposes and are subject to market fluctuation, investment risk, and possible loss of principal. Variable annuities contain both investment and insurance components, and have fees and charges, including mortality and expense, administrative, and advisory fees. Optional features are available for an additional charge. The annuity’s value fluctuates with the market value of the underlying investment options, and all assets accumulate tax-deferred. Withdrawals of earnings are taxable as ordinary income and, if taken prior to age 59½, may be subject to an additional 10% federal tax. Withdrawals will reduce the death benefit and cash surrender value.

Investors are advised to consider the investment objectives, risks, and charges and expenses of the variable annuity and its underlying investment options carefully before investing. The applicable variable annuity prospectus contains this and other important information about the variable annuity and its underlying investment options. Please call 800‑4LINCOLN (800‑454‑6265) for a free prospectus. Read it carefully before investing or sending money. Products and features are subject to state availability.

Some investment options may not be available in all states and your employer may restrict the availability of some investment options. The investment return and principal value of an investment will fluctuate so that when withdrawn from the contract it may be worth more or less than the original cost.

There is no additional tax-deferral benefit for an annuity contract purchased in an IRA or other tax-qualified plan.

This material is provided by The Lincoln National Life Insurance Company, Fort Wayne, IN, and, in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY, and their applicable affiliates (collectively referred to as “Lincoln”). This material is intended for general use with the public. Lincoln does not provide investment advice, and this material is not intended to provide investment advice. Lincoln has financial interests that are served by the sale of Lincoln programs, products and services.