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Kevin Howard

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Lincoln Financial is the marketing name for Lincoln National Corporation and insurance company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN, and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products distributed by broker-dealer/affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities and investment advisory services offered through non-affiliated entities.

"Lincoln Financial Group," "Lincoln Financial," "Your tomorrow. Our priority," "Plan Protect Retire," "This is financial security," and the Lincoln Financial Logo and Artisan Mark are service marks of the Lincoln National Corporation.