Lincoln is committed to helping you build your MoneyGuard business with our streamlined digital processes. We’re confident that this digital-first strategy will make it easier for you, while allowing your clients to get the long-term care expense protection they need.
Be sure to review our presubmission guidelines.
Lincoln MoneyGuard solutions are life insurance policies with long-term care riders.
The process was extremely easy to use and easy to navigate.
Lincoln is committed to helping you build your MoneyGuard business with our streamlined digital processes. We’re confident that this digital-first strategy will make it easier for you, while allowing your clients to get the long-term care expense protection they need.
Be sure to review our presubmission guidelines.
Lincoln MoneyGuard solutions are life insurance policies with long-term care riders.
The process was extremely easy to use and easy to navigate.
Lincoln is committed to helping you build your MoneyGuard business with our streamlined digital processes. We’re confident that this digital-first strategy will make it easier for you, while allowing your clients to get the long-term care expense protection they need.
Our suite of digital tools helps:
Our goal is to help you get cases placed faster and enhance the way you process business.
Be sure to review our presubmission guidelines.
Lincoln MoneyGuard solutions are life insurance policies with long-term care riders.
“The process was extremely easy to use and easy to navigate.”
Lincoln is committed to helping you build your MoneyGuard business with our streamlined digital processes. We’re confident that this digital-first strategy will make it easier for you, while allowing your clients to get the long-term care expense protection they need.
Be sure to review our presubmission guidelines.
Lincoln MoneyGuard solutions are life insurance policies with long-term care riders.
The process was extremely easy to use and easy to navigate.
Click on a step in the process to learn more.
1 A cognitive screening is required for clients 61 and over and will be completed over the phone.
2 Clients who are 61 and older and clients who complete the Part II and LTC supplement via paper are not eligible for Real-Time Approval.
3 eApplication, Online Interview and Real-Time Approval is not available with MoneyGuard® Il.
Click on a step in the process to learn more.
1 A cognitive screening is required for clients 61 and over and will be completed over the phone.
2 Clients who are 61 and older and clients who complete the Part II and LTC supplement via paper are not eligible for Real-Time Approval.
3 eApplication, Online Interview and Real-Time Approval is not available with MoneyGuard® Il.
Click on a step in the process to learn more.
1 A cognitive screening is required for clients 61 and over and will be completed over
the phone.
2 Clients who are 61 and older and clients who complete the Part II and LTC supplement
via paper are not eligible for Real-Time Approval.
3 eApplication, Online Interview and Real-Time Approval is not available with MoneyGuard® Il.
Click on a step in the process to learn more.
1 A cognitive screening is required for clients 61 and over and will be completed over the phone.
2 Clients who are 61 and older and clients who complete the Part II and LTC supplement via paper are not eligible for Real-Time Approval.
3 eApplication, Online Interview and Real-Time Approval is not available with MoneyGuard® Il.
Help your clients take advantage, speak with your Lincoln MoneyGuard representative today.
Lincoln Financial is the marketing name for Lincoln National Corporation and its affiliates, including broker-dealer/distributor Lincoln Financial Distributors, Inc., Radnor, PA, and insurance company affiliates The Lincoln National Life Insurance Company, Fort Wayne, IN, and Lincoln Life & Annuity Company of New York, Syracuse, NY. Affiliates are separately responsible for their own financial and contractual obligations.
Issuers: The Lincoln National Life Insurance Company, Fort Wayne, IN
The Lincoln National Life Insurance Company does not solicit business in the state of New York, nor is it authorized to do so.
All guarantees and benefits of the insurance policy are subject to the claims-paying ability of the issuing insurance company. They are not backed by the broker-dealer and/or insurance agency selling the policy, or any affiliates of those entities other than the issuing company affiliates, and none makes any representations or guarantees regarding the claims-paying ability of the issuer.
Products, riders and features are subject to state availability. The insurance policy and riders have limitations, exclusions, and/or reductions. Check state availability.
eApplication may not be available at all broker-dealers. Please confirm with your back office.
Long-term care benefit riders may not cover all costs associated with long-term care costs incurred by the insured during the coverage period. Accelerated death benefits may be taxable and may affect public assistance eligibility. Variable products are sold by prospectuses, which contain the investment objectives, risks, and charges and expenses of the variable product and its underlying investment options. Read carefully before investing.
Variable insurance products are sold by prospectus. Consider the investment objectives, risks, charges, and expenses of the variable product and its underlying investment options carefully before investing. The prospectus contains this and other information about the variable product and its underlying investment options. Please review the prospectus available online for additional information. Read it carefully before investing.
Distributor: Lincoln Financial Distributors, Inc., a broker-dealer
Policies: Lincoln MoneyGuard® solutions are issued by The Lincoln National Life Insurance Company, Fort Wayne, IN, and distributed by Lincoln Financial Distributors, Inc., a broker-dealer. The Lincoln National Life Insurance Company does not solicit business in the state of New York, nor is it authorized to do so.
MoneyGuard Market Advantage® is a variable universal life insurance policy with a long-term care rider issued on Policy Form ICC20-MGV892/20-MGV892 with a Long-Term Care Benefits Rider (LTCBR) on Rider Form ICC20LTCBR-892/LTCBR-892, and a Value Protection Rider on Form ICC20VPR-892/VPR-892. Not available in NY.
MoneyGuard Fixed Advantage® is a universal life insurance policy with a Long-Term Care Benefits Rider (LTCBR) that accelerates the specified amount of death benefit to pay for covered long-term care expenses and continues long-term care benefit payments after the entire specified amount of death benefit has been paid. The return of premium options are offered through the Value Protection Endorsement (VPE) available at issue; Base option (1) and Graded option (2) are included in the policy cost. Any additional surrender benefit provided will be adjusted by any loans/loan interest/loan repayments, withdrawals taken, and claim payments made. The cost of riders will be deducted monthly from the policy cash value. The insurance policy and riders have limitations, exclusions and reductions. Renewability, Termination and Cancelability: The LTCBR is noncancelable. This means you have the right, subject to the terms of your policy and rider(s), to continue these riders as long as your policy stays in-force. The Lincoln National Life Insurance Company cannot change any of the terms of your policy and rider(s) on its own and cannot increase the monthly rider charges or monthly inflation charges. If your policy enters a grace period, we will allow 61 days to pay a premium sufficient to prevent your policy form lapsing. Long-term care benefit riders may not cover all costs associated with long-term care costs incurred by the insured during the coverage period. All contract provisions, including limitations and exclusions, should be carefully reviewed by the owner. For costs and complete coverage details, contact your agent or producer.
Lincoln MoneyGuard® II is universal life policy with a long-term care rider issued on Policy Form LN880 with the following riders: Value Protection Rider (VPR) on form LR880 Rev; Long-Term Care Acceleration of Benefits Rider (LABR) on form LR881; optional Long-Term Care Extension of Benefits Rider (LEBR) on form LR882. Only available in CA.
Policies sold in New York are issued by Lincoln Life & Annuity Company of New York, Syracuse, NY, and distributed by Lincoln Financial Distributors, Inc., a broker-dealer.
Only registered representatives can sell variable products.
For financial professional use only. Not for use with the public.
LCN-7174214-101024
10/24 Z04
Order code: MG-EOPT-IDE001
©2024 Lincoln National Corporation
Lincoln Financial is the marketing name for Lincoln National Corporation and its affiliates, including broker-dealer/distributor Lincoln Financial Distributors, Inc., Radnor, PA, and insurance company affiliates The Lincoln National Life Insurance Company, Fort Wayne, IN, and Lincoln Life & Annuity Company of New York, Syracuse, NY. Affiliates are separately responsible for their own financial and contractual obligations.
Issuers: The Lincoln National Life Insurance Company, Fort Wayne, IN
The Lincoln National Life Insurance Company does not solicit business in the state of New York, nor is it authorized to do so.
All guarantees and benefits of the insurance policy are subject to the claims-paying ability of the issuing insurance company. They are not backed by the broker-dealer and/or insurance agency selling the policy, or any affiliates of those entities other than the issuing company affiliates, and none makes any representations or guarantees regarding the claims-paying ability of the issuer.
Products, riders and features are subject to state availability. The insurance policy and riders have limitations, exclusions, and/or reductions. Check state availability.
eApplication may not be available at all broker-dealers. Please confirm with your back office.
Long-term care benefit riders may not cover all costs associated with long-term care costs incurred by the insured during the coverage period. Accelerated death benefits may be taxable and may affect public assistance eligibility. Variable products are sold by prospectuses, which contain the investment objectives, risks, and charges and expenses of the variable product and its underlying investment options. Read carefully before investing.
Variable insurance products are sold by prospectus. Consider the investment objectives, risks, charges, and expenses of the variable product and its underlying investment options carefully before investing. The prospectus contains this and other information about the variable product and its underlying investment options. Please review the prospectus available online for additional information. Read it carefully before investing.
Distributor: Lincoln Financial Distributors, Inc., a broker-dealer
Policies: Lincoln MoneyGuard® solutions are issued by The Lincoln National Life Insurance Company, Fort Wayne, IN, and distributed by Lincoln Financial Distributors, Inc., a broker-dealer. The Lincoln National Life Insurance Company does not solicit business in the state of New York, nor is it authorized to do so.
MoneyGuard Market Advantage® is a variable universal life insurance policy with a long-term care rider issued on Policy Form ICC20-MGV892/20-MGV892 with a Long-Term Care Benefits Rider (LTCBR) on Rider Form ICC20LTCBR-892/LTCBR-892, and a Value Protection Rider on Form ICC20VPR-892/VPR-892. Not available in NY.
MoneyGuard Fixed Advantage® is a universal life insurance policy with a Long-Term Care Benefits Rider (LTCBR) that accelerates the specified amount of death benefit to pay for covered long-term care expenses and continues long-term care benefit payments after the entire specified amount of death benefit has been paid. The return of premium options are offered through the Value Protection Endorsement (VPE) available at issue; Base option (1) and Graded option (2) are included in the policy cost. Any additional surrender benefit provided will be adjusted by any loans/loan interest/loan repayments, withdrawals taken, and claim payments made. The cost of riders will be deducted monthly from the policy cash value. The insurance policy and riders have limitations, exclusions and reductions. Renewability, Termination and Cancelability: The LTCBR is noncancelable. This means you have the right, subject to the terms of your policy and rider(s), to continue these riders as long as your policy stays in-force. The Lincoln National Life Insurance Company cannot change any of the terms of your policy and rider(s) on its own and cannot increase the monthly rider charges or monthly inflation charges. If your policy enters a grace period, we will allow 61 days to pay a premium sufficient to prevent your policy form lapsing. Long-term care benefit riders may not cover all costs associated with long-term care costs incurred by the insured during the coverage period. All contract provisions, including limitations and exclusions, should be carefully reviewed by the owner. For costs and complete coverage details, contact your agent or producer.
Lincoln MoneyGuard® II is universal life policy with a long-term care rider issued on Policy Form LN880 with the following riders: Value Protection Rider (VPR) on form LR880 Rev; Long-Term Care Acceleration of Benefits Rider (LABR) on form LR881; optional Long-Term Care Extension of Benefits Rider (LEBR) on form LR882. Only available in CA.
Policies sold in New York are issued by Lincoln Life & Annuity Company of New York, Syracuse, NY, and distributed by Lincoln Financial Distributors, Inc., a broker-dealer.
Only registered representatives can sell variable products.
For financial professional use only. Not for use with the public.
LCN-7174214-101024
10/24 Z04
Order code: MG-EOPT-IDE001
©2023 Lincoln National Corporation
Help your clients take advantage, speak with your Lincoln MoneyGuard representative today.
Help your clients take advantage, speak with your Lincoln MoneyGuard representative today.
Lincoln Financial is the marketing name for Lincoln National Corporation and its affiliates, including
broker-dealer/distributor Lincoln Financial Distributors, Inc., Radnor, PA, and insurance company affiliates The Lincoln National Life Insurance Company, Fort Wayne, IN, and Lincoln Life & Annuity Company of New York, Syracuse, NY. Affiliates are separately responsible for their own financial and contractual obligations.
Issuers: The Lincoln National Life Insurance Company,
Fort Wayne, IN
The Lincoln National Life Insurance Company does not solicit business in the state of New York, nor is it authorized to do so.
All guarantees and benefits of the insurance policy are subject to the claims-paying ability of the issuing insurance company. They are not backed by the broker-dealer and/or insurance agency selling the policy, or any affiliates of those entities other than the issuing company affiliates, and none makes any representations or guarantees regarding the claims-paying ability of the issuer.
Products, riders and features are subject to state availability. The insurance policy and riders have limitations, exclusions, and/or reductions. Check state availability.
eApplication may not be available at all broker-dealers. Please confirm with your back office.
Long-term care benefit riders may not cover all costs associated with long-term care costs incurred by the insured during the coverage period. Accelerated death benefits may be taxable and may affect public assistance eligibility. Variable products are sold by prospectuses, which contain the investment objectives, risks, and charges and expenses of the variable product and its underlying investment options. Read carefully before investing.
Variable insurance products are sold by prospectus. Consider the investment objectives, risks, charges, and expenses of the variable product and its underlying investment options carefully before investing. The prospectus contains this and other information about the variable product and its underlying investment options. Please review the prospectus available online for additional information. Read it carefully before investing.
Distributor: Lincoln Financial Distributors, Inc., a
broker-dealer
Policies: Lincoln MoneyGuard® solutions are issued by The Lincoln National Life Insurance Company, Fort Wayne, IN, and distributed by Lincoln Financial Distributors, Inc., a broker-dealer. The Lincoln National Life Insurance Company does not solicit business in the state of New York, nor is it authorized to do so.
MoneyGuard Market Advantage® is a variable universal life insurance policy with a long-term care rider issued on Policy Form ICC20-MGV892/20-MGV892 with a Long-Term Care Benefits Rider (LTCBR) on Rider Form ICC20LTCBR-892/LTCBR-892, and a Value Protection Rider on Form ICC20VPR-892/VPR-892. Not available in NY.
MoneyGuard Fixed Advantage® is a universal life insurance policy with a Long-Term Care Benefits Rider (LTCBR) that accelerates the specified amount of death benefit to pay for covered long-term care expenses and continues long-term care benefit payments after the entire specified amount of death benefit has been paid. The return of premium options are offered through the Value Protection Endorsement (VPE) available at issue; Base option (1) and Graded option (2) are included in the policy cost. Any additional surrender benefit provided will be adjusted by any loans/loan interest/loan repayments, withdrawals taken, and claim payments made. The cost of riders will be deducted monthly from the policy cash value. The insurance policy and riders have limitations, exclusions and reductions. Renewability, Termination and Cancelability: The LTCBR is noncancelable. This means you have the right, subject to the terms of your policy and rider(s), to continue these riders as long as your policy stays in-force. The Lincoln National Life Insurance Company cannot change any of the terms of your policy and rider(s) on its own and cannot increase the monthly rider charges or monthly inflation charges. If your policy enters a grace period, we will allow 61 days to pay a premium sufficient to prevent your policy form lapsing. Long-term care benefit riders may not cover all costs associated with long-term care costs incurred by the insured during the coverage period. All contract provisions, including limitations and exclusions, should be carefully reviewed by the owner. For costs and complete coverage details, contact your agent or producer.
Lincoln MoneyGuard® II is universal life policy with a
long-term care rider issued on Policy Form LN880 with
the following riders: Value Protection Rider (VPR) on
form LR880 Rev; Long-Term Care Acceleration of Benefits Rider (LABR) on form LR881; optional Long-Term Care Extension of Benefits Rider (LEBR) on form LR882. Only available in CA.
Policies sold in New York are issued by Lincoln Life & Annuity Company of New York, Syracuse, NY, and distributed by Lincoln Financial Distributors, Inc., a
broker-dealer.
Only registered representatives can sell variable products.
For financial professional use only. Not for use with
the public.
©2024 Lincoln National Corporation
LCN-7174214-101024
10/24 Z04
Order code: MG-EOPT-IDE001
Help your clients take advantage, speak with your Lincoln MoneyGuard representative today.
Lincoln Financial is the marketing name for Lincoln National Corporation and its affiliates, including broker-dealer/distributor Lincoln Financial Distributors, Inc., Radnor, PA, and insurance company affiliates The Lincoln National Life Insurance Company, Fort Wayne, IN, and Lincoln Life & Annuity Company of New York, Syracuse, NY. Affiliates are separately responsible for their own financial and contractual obligations.
Issuers: The Lincoln National Life Insurance Company, Fort Wayne, IN
The Lincoln National Life Insurance Company does not solicit business in the state of New York, nor is it authorized to do so.
All guarantees and benefits of the insurance policy are subject to the claims-paying ability of the issuing insurance company. They are not backed by the broker-dealer and/or insurance agency selling the policy, or any affiliates of those entities other than the issuing company affiliates, and none makes any representations or guarantees regarding the claims-paying ability of the issuer.
Products, riders and features are subject to state availability. The insurance policy and riders have limitations, exclusions, and/or reductions. Check state availability.
eApplication may not be available at all broker-dealers. Please confirm with your back office.
Long-term care benefit riders may not cover all costs associated with long-term care costs incurred by the insured during the coverage period. Accelerated death benefits may be taxable and may affect public assistance eligibility. Variable products are sold by prospectuses, which contain the investment objectives, risks, and charges and expenses of the variable product and its underlying investment options. Read carefully before investing.
Variable insurance products are sold by prospectus. Consider the investment objectives, risks, charges, and expenses of the variable product and its underlying investment options carefully before investing. The prospectus contains this and other information about the variable product and its underlying investment options. Please review the prospectus available online for additional information. Read it carefully before investing.
Distributor: Lincoln Financial Distributors, Inc., a broker-dealer
Policies: Lincoln MoneyGuard® solutions are issued by The Lincoln National Life Insurance Company, Fort Wayne, IN, and distributed by Lincoln Financial Distributors, Inc., a broker-dealer. The Lincoln National Life Insurance Company does not solicit business in the state of New York, nor is it authorized to do so.
MoneyGuard Market Advantage® is a variable universal life insurance policy with a long-term care rider issued on Policy Form ICC20-MGV892/20-MGV892 with a Long-Term Care Benefits Rider (LTCBR) on Rider Form ICC20LTCBR-892/LTCBR-892, and a Value Protection Rider on Form ICC20VPR-892/VPR-892. Not available in NY.
MoneyGuard Fixed Advantage® is a universal life insurance policy with a Long-Term Care Benefits Rider (LTCBR) that accelerates the specified amount of death benefit to pay for covered long-term care expenses and continues long-term care benefit payments after the entire specified amount of death benefit has been paid. The return of premium options are offered through the Value Protection Endorsement (VPE) available at issue; Base option (1) and Graded option (2) are included in the policy cost. Any additional surrender benefit provided will be adjusted by any loans/loan interest/loan repayments, withdrawals taken, and claim payments made. The cost of riders will be deducted monthly from the policy cash value. The insurance policy and riders have limitations, exclusions and reductions. Renewability, Termination and Cancelability: The LTCBR is noncancelable. This means you have the right, subject to the terms of your policy and rider(s), to continue these riders as long as your policy stays in-force. The Lincoln National Life Insurance Company cannot change any of the terms of your policy and rider(s) on its own and cannot increase the monthly rider charges or monthly inflation charges. If your policy enters a grace period, we will allow 61 days to pay a premium sufficient to prevent your policy form lapsing. Long-term care benefit riders may not cover all costs associated with long-term care costs incurred by the insured during the coverage period. All contract provisions, including limitations and exclusions, should be carefully reviewed by the owner. For costs and complete coverage details, contact your agent or producer.
Lincoln MoneyGuard® II is universal life policy with a long-term care rider issued on Policy Form LN880 with the following riders: Value Protection Rider (VPR) on form LR880 Rev; Long-Term Care Acceleration of Benefits Rider (LABR) on form LR881; optional Long-Term Care Extension of Benefits Rider (LEBR) on form LR882. Only available in CA.
Policies sold in New York are issued by Lincoln Life & Annuity Company of New York, Syracuse, NY, and distributed by Lincoln Financial Distributors, Inc., a broker-dealer.
Only registered representatives can sell variable products.
For financial professional use only. Not for use with the public.
LCN-7174214-101024
10/24 Z04
Order code: MG-EOPT-IDE001
©2024 Lincoln National Corporation
