Enroll and manage
your account

Congratulations on deciding to enroll in the Ballad Health Retirement Plan!

Enroll in the plan

To enroll online, go to LincolnFinancial.com  and follow the step-by-step instructions for enrolling in your plan. 
  

Manage your account video
Manage your account online

Take charge of your retirement by getting started and learn how to register for online account access.

Learn how to get started.

  
Get help with your account

  • Update your contributions or set up  automatic increases at LincolnFinancial.com . To change your savings rate, go to the Contributions tab, enter a new percentage and click UPDATE. To set up automatic contribution increases, check the sign-up box, enter the percentage, frequency and start date and click UPDATE.

  • Reallocate your balance or update investment elections by logging in to your account at LincolnFinancial.com . On the Investments tab, select Change investments, then click the CHANGE INVESTMENTS button and follow the prompts. Click SUBMIT CHANGES to confirm your changes. If you've elected a model, it may automatically rebalance for you. Contact your Lincoln Financial retirement representative if you have questions.

  • Take a distribution. You may withdraw money from your account when you reach age 59½ or for a qualifying event as outlined in your enrollment kit. 

  • Please remember: Distributions from pretax accounts are subject to income tax upon withdrawal. Distributions from Roth accounts are tax-free as long as certain criteria are met. Distributions from pretax accounts and earnings from Roth accounts taken before age 59½ may be subject to an additional 10% federal tax penalty. You should consult with a tax advisor before withdrawing money from your account. Once you're ready to take a distribution, you can contact your Benefits Department.

Have additional questions about your Ballad Health Retirement Plan?

This material is provided by The Lincoln National Life Insurance Company, Fort Wayne, IN, and, in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY and their applicable affiliates (collectively referred to as “Lincoln”). This material is intended for general use with the public. Lincoln does not provide investment advice, and this material is not intended to provide investment advice. Lincoln has financial interests that are served by the sale of Lincoln programs, products and services.