Retirement basics

Why and how should you start participating in a retirement plan? When should you start saving? How much can you contribute? Learn the basics about retirement plans here.

The benefits of a workplace retirement plan

Save on taxes with pretax contributions, save with automatic deductions and get tax-deferred growth. Can you really afford not to participate?

Know the 2025 IRS contribution limits

Here are the IRS rules about how much you can save in your retirement plan.

Options for consolidating your retirement accounts

If you’ve changed jobs a few times, you may have workplace retirement accounts in multiple spots. Have you considered rolling them into an IRA or your current employer’s plan? Here are some factors to consider.

Need a little help?

Lincoln is here for you — online or over the phone.

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This material is provided by The Lincoln National Life Insurance Company, Fort Wayne, IN, and, in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY and their applicable affiliates (collectively referred to as “Lincoln”). The Lincoln National Life Insurance Company does not solicit business in the state of New York, nor is it authorized to do so. This material is intended for general use with the public. Lincoln does not provide investment advice, and this material is not intended to provide investment advice. Lincoln has financial interests that are served by the sale of Lincoln programs, products and services.