Why Short-Term Disability (STD) Insurance?STD insurance can help financially protect you and your loved ones if you miss work due to sickness, injury, surgery or recovery from childbirth. |
Here’s how it works: First, you use sick leave or paid time off to cover the elimination period (a set timeframe based on your policy). After that, you receive a portion of your weekly salary as a cash benefit to help ease the financial burden while you’re away from work. |
What can the money be used for? Most anything – from groceries to mortgage payments and everything in-between – until you return to work or your coverage period ends. |
![]() How much disability insurance do I need? ![]() What are my chances of becoming disabled? Get an idea here ![]() Want to review the basics of STD insurance? Watch this video |
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