Investing can seem intimidating, but it doesn’t have to be. In fact, your retirement plan offers two ways of creating a diversifed investment portfolio.
Decide how to invest
- Make an all-in-one choice. Ready to save, but don’t know which direction to take your investments? Consider an all-in-one model to get started. Along the way, your portfolio will periodically rebalance to its target asset allocation.
- Manage it yourself. When you are investing in the retirement plan, you can choose your investments from the plan's lineup.
Simply decide how involved you want to be in managing your plan investment portfolio. Once you decide on your approach, review your investment options. Keep in mind that over time, your investment approach may change as your situation changes.
Talk to a retirement representative for education and assistance to help you make informed decisions.
Your program’s investment options were selected by your employer from thousands of mutual funds offered by hundreds of fund families. For detailed information about your investment choices, download the enrollment kit.
- Texas Tech University System Tax-Deferred Account Program enrollment kit
- Texas Tech System Optional Retirement enrollment kit
Still unsure?
If you don’t know which investments you want to choose, you can still enroll in the plan and select a contribution rate. Your contributions will be automatically invested in the plan’s Qualified Default Investment Alternative (QDIA). Please refer to your enrollment kit for more information on the QDIA.