Your success is our priority. That’s why we’re committed to bringing forward solutions that support your needs and your employees’ individual financial goals. Recognizing that every company and every employee is unique, we deliver a wide range of holistic retirement solutions that enable you to personalize your program and help your people confidently succeed their way.
Protect hard-earned savings with experience backed by strength. For over 30 years, our risk management experience has made Lincoln a trusted provider of stable value solutions focused on delivering stability, liquidity, yield and principal protection.
Offer guaranteed retirement income that provides accessibility, portability, and income that won’t go down ... and may go up.
Our platform offers a broad selection of high-quality investment choices that can support custom asset allocation portfolios made up of investments you choose.
Pick from a variety of target-date funds (TDFs) or tailor TDFs to employee demographics with the flexibility and fiduciary support of YourPath® custom target-date + risk portfolios.
With a group plan, you can give employees an easy way to save for retirement while streamlining administration, gaining fiduciary protection, and benefiting from group pricing.
Offer the Lincoln health savings account (HSA) with your retirement plan to allow participants to benefit from additional tax advantages. Lincoln also offers health reimbursement accounts and flexible spending accounts.
Many plan sponsors choose to offer employees the help of professionals for their investments. You may also be looking for fiduciary support. We work with respected managed account providers, like Morningstar® and Stadion, to provide options that can help solve for these distinct needs:
Your Lincoln representative will partner with your financial professional and third party administrator (TPA), if applicable, to help you explore your options, then determine the solutions that are best suited for your employees and their individual financial needs.
Ready to get started? Let’s work together.
Financial professionals, call us at 877-533-9710. Plan sponsors and business owners, talk to your financial professional to learn more.
Morningstar Investment Management LLC is a leading independent provider of asset allocation, manager selection, and portfolio construction services. Morningstar Investment Management LLC is a registered investment adviser and subsidiary of Morningstar, Inc. Morningstar Investment Management and its affiliates are not an affiliate of Lincoln Financial Group.
The asset allocation portfolios generally include some of the investment options available in the plan. However, other investment options with similar risk and return characteristics may be available. Information on these investment options may be found in the investment section of the enrollment book or the fund prospectus. The final decision regarding investment choices is the participant’s or beneficiary’s, based on thier individual situation, which may include factors and circumstances beyond the scope of these portfolios, including but not limited to a participant’s or beneficiary’s other assets, income, and investments (e.g., equity in a home, IRA investments, savings accounts, and interests in other qualified and nonqualified plans), investment time horizon, and risk tolerance, in addition to their interest in the plan. The asset allocation portfolios may contain mutual funds, collective investment trusts and a stable value option.
An investor should consider carefully the investment objectives, risks, and charges and expenses of the investment options in the plan before investing. For mutual funds and collective investment trusts, the prospectus or similar document contains this and other important information and should be read carefully before investing or sending money. Investment values will fluctuate with changes in market conditions so that, upon withdrawal, your investment may be worth more or less than the amount originally invested. For a prospectus or similar disclosure document, please contact your Lincoln representative.
Through a single investment option, YourPath® target-date + risk portfolios allow retirement plan participants to invest in a mix of mutual funds and other investments that correspond to a specific risk profile and investment time horizon that includes the year (target date) in which the participant expects to retire. As the target date approaches, the mix or asset allocation of funds or other investments making up the portfolio (and owned by the participant) will change over time, becoming less growth-oriented and more conservative. A target-date portfolio may be more expensive than other types of investment options because it has additional levels of expenses.
YourPath® portfolios are investment options in your retirement plan and do not represent investment recommendations or advice. YourPath® portfolios are not mutual funds. YourPath® portfolios are periodically rebalanced (not less frequently than annually). An asset allocation strategy doesn’t guarantee performance or protect against investment losses. Keep in mind that all investments involve risk. The value of the investment options that make up a specific portfolio your participants choose to invest in will fluctuate and there is no assurance that the objective of any portfolio will be achieved. Moreover, a YourPath® portfolio’s actual allocation may vary from the target strategic allocation at any point in time. Shares of the underlying mutual funds within the portfolio are redeemable at the then-current net asset value of the fund, which may be more or less than their original cost.
Portfolio lineups are subject to change. The investment options within the portfolio involve risk and will not always be profitable. Morningstar Investment Management does not guarantee that negative returns can or will be avoided. An investment made in an investment option may differ substantially from its historical performance and as a result, your plan participant may incur a loss. Past performance is no guarantee of future results.
This material is provided by The Lincoln National Life Insurance Company, Fort Wayne, IN, and, in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY, and their applicable affiliates (collectively referred to as “Lincoln”). This material is intended for general use with the public. Lincoln does not provide investment advice, and this material is not intended to provide investment advice. Lincoln has financial interests that are served by the sale of Lincoln programs, products and services.
Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN, and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products distributed by broker-dealer/affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities and investment advisory services offered through other affiliates.
Privacy | Legal | ©2024 Lincoln National Corporation
LCN-6106306-111723
3/24 Z08
Order code: DIR-VALUE-IDE001
Your success is our priority. That’s why we’re committed to bringing forward solutions that support your needs and your employees’ individual financial goals. Recognizing that every company and every employee is unique, we deliver a wide range of holistic retirement solutions that enable you to personalize your program and help your people confidently succeed their way.
Protect hard-earned savings with experience backed by strength. For over 30 years, our risk management experience has made Lincoln a trusted provider of stable value solutions focused on delivering stability, liquidity, yield and principal protection.
Offer guaranteed retirement income that provides accessibility, portability, and income that won’t go down ... and may go up.
Our platform offers a broad selection of high-quality investment choices that can support custom asset allocation portfolios made up of investments you choose.
Pick from a variety of target-date funds (TDFs) or tailor TDFs to employee demographics with the flexibility and fiduciary support of YourPath® custom target-date + risk portfolios.
With a group plan, you can give employees an easy way to save for retirement while streamlining administration, gaining fiduciary protection, and benefiting from group pricing.
Offer the Lincoln health savings account (HSA) with your retirement plan to allow participants to benefit from additional tax advantages. Lincoln also offers health reimbursement accounts and flexible spending accounts.
Many plan sponsors choose to offer employees the help of professionals for their investments. You may also be looking for fiduciary support. We work with respected managed account providers, like Morningstar® and Stadion, to provide options that can help solve for these distinct needs:
Your Lincoln representative will partner with your financial professional and third party administrator (TPA), if applicable, to help you explore your options, then determine the solutions that are best suited for your employees and their individual financial needs.
Ready to get started? Let’s work together.
Financial professionals, call us at 877-533-9710. Plan sponsors and business owners, talk to your financial professional to learn more.
Morningstar Investment Management LLC is a leading independent provider of asset allocation, manager selection, and portfolio construction services. Morningstar Investment Management LLC is a registered investment adviser and subsidiary of Morningstar, Inc. Morningstar Investment Management and its affiliates are not an affiliate of Lincoln Financial Group.
The asset allocation portfolios generally include some of the investment options available in the plan. However, other investment options with similar risk and return characteristics may be available. Information on these investment options may be found in the investment section of the enrollment book or the fund prospectus. The final decision regarding investment choices is the participant’s or beneficiary’s, based on thier individual situation, which may include factors and circumstances beyond the scope of these portfolios, including but not limited to a participant’s or beneficiary’s other assets, income, and investments (e.g., equity in a home, IRA investments, savings accounts, and interests in other qualified and nonqualified plans), investment time horizon, and risk tolerance, in addition to their interest in the plan. The asset allocation portfolios may contain mutual funds, collective investment trusts and a stable value option.
An investor should consider carefully the investment objectives, risks, and charges and expenses of the investment options in the plan before investing. For mutual funds and collective investment trusts, the prospectus or similar document contains this and other important information and should be read carefully before investing or sending money. Investment values will fluctuate with changes in market conditions so that, upon withdrawal, your investment may be worth more or less than the amount originally invested. For a prospectus or similar disclosure document, please contact your Lincoln representative.
Through a single investment option, YourPath® target-date + risk portfolios allow retirement plan participants to invest in a mix of mutual funds and other investments that correspond to a specific risk profile and investment time horizon that includes the year (target date) in which the participant expects to retire. As the target date approaches, the mix or asset allocation of funds or other investments making up the portfolio (and owned by the participant) will change over time, becoming less growth-oriented and more conservative. A target-date portfolio may be more expensive than other types of investment options because it has additional levels of expenses.
YourPath® portfolios are investment options in your retirement plan and do not represent investment recommendations or advice. YourPath® portfolios are not mutual funds. YourPath® portfolios are periodically rebalanced (not less frequently than annually). An asset allocation strategy doesn’t guarantee performance or protect against investment losses. Keep in mind that all investments involve risk. The value of the investment options that make up a specific portfolio your participants choose to invest in will fluctuate and there is no assurance that the objective of any portfolio will be achieved. Moreover, a YourPath® portfolio’s actual allocation may vary from the target strategic allocation at any point in time. Shares of the underlying mutual funds within the portfolio are redeemable at the then-current net asset value of the fund, which may be more or less than their original cost.
Portfolio lineups are subject to change. The investment options within the portfolio involve risk and will not always be profitable. Morningstar Investment Management does not guarantee that negative returns can or will be avoided. An investment made in an investment option may differ substantially from its historical performance and as a result, your plan participant may incur a loss. Past performance is no guarantee of future results.
This material is provided by The Lincoln National Life Insurance Company, Fort Wayne, IN, and, in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY, and their applicable affiliates (collectively referred to as “Lincoln”). This material is intended for general use with the public. Lincoln does not provide investment advice, and this material is not intended to provide investment advice. Lincoln has financial interests that are served by the sale of Lincoln programs, products and services.
Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN, and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products distributed by broker-dealer/affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities and investment advisory services offered through other affiliates.
Privacy | Legal | ©2024 Lincoln National Corporation
LCN-6106306-111723
3/24 Z08
Order code: DIR-VALUE-IDE001
Innovative solutions
Your success is our priority. That’s why we’re committed to bringing forward solutions that support your needs and your employees’ individual financial goals. Recognizing that every company and every employee is unique, we deliver a wide range of holistic retirement solutions that enable you to personalize your program and help your people confidently succeed their way.
Protect hard-earned savings with experience backed by strength. For over 30 years, our risk management experience has made Lincoln a trusted provider of stable value solutions focused on delivering stability, liquidity, yield and principal protection.
Offer guaranteed retirement income that provides accessibility, portability, and income that won’t go down ... and may go up.
Our platform offers a broad selection of high-quality investment choices that can support custom asset allocation portfolios made up of investments you choose.
Pick from a variety of target-date funds (TDFs) or tailor TDFs to employee demographics with the flexibility and fiduciary support of YourPath® custom target-date + risk portfolios.
With a group plan, you can give employees an easy way to save for retirement while streamlining administration, gaining fiduciary protection, and benefiting from group pricing.
Offer the Lincoln health savings account (HSA) with your retirement plan to allow participants to benefit from additional tax advantages. Lincoln also offers health reimbursement accounts and flexible spending accounts.
Many plan sponsors choose to offer employees the help of professionals for their investments. You may also be looking for fiduciary support. We work with respected managed account providers, like Morningstar® and Stadion, to provide options that can help solve for these distinct needs:
Ready to get started? Let’s work together.
Financial professionals, call us at 877-533-9710. Plan sponsors and business owners, talk to your financial professional to learn more.
Morningstar Investment Management LLC is a leading independent provider of asset allocation, manager selection, and portfolio construction services. Morningstar Investment Management LLC is a registered investment adviser and subsidiary of Morningstar, Inc. Morningstar Investment Management and its affiliates are not an affiliate of Lincoln Financial Group.
The asset allocation portfolios generally include some of the investment options available in the plan. However, other investment options with similar risk and return characteristics may be available. Information on these investment options may be found in the investment section of the enrollment book or the fund prospectus. The final decision regarding investment choices is the participant’s or beneficiary’s, based on thier individual situation, which may include factors and circumstances beyond the scope of these portfolios, including but not limited to a participant’s or beneficiary’s other assets, income, and investments (e.g., equity in a home, IRA investments, savings accounts, and interests in other qualified and nonqualified plans), investment time horizon, and risk tolerance, in addition to their interest in the plan. The asset allocation portfolios may contain mutual funds, collective investment trusts and a stable value option.
An investor should consider carefully the investment objectives, risks, and charges and expenses of the investment options in the plan before investing. For mutual funds and collective investment trusts, the prospectus or similar document contains this and other important information and should be read carefully before investing or sending money. Investment values will fluctuate with changes in market conditions so that, upon withdrawal, your investment may be worth more or less than the amount originally invested. For a prospectus or similar disclosure document, please contact your Lincoln representative.
Through a single investment option, YourPath® target-date + risk portfolios allow retirement plan participants to invest in a mix of mutual funds and other investments that correspond to a specific risk profile and investment time horizon that includes the year (target date) in which the participant expects to retire. As the target date approaches, the mix or asset allocation of funds or other investments making up the portfolio (and owned by the participant) will change over time, becoming less growth-oriented and more conservative. A target-date portfolio may be more expensive than other types of investment options because it has additional levels of expenses.
YourPath® portfolios are investment options in your retirement plan and do not represent investment recommendations or advice. YourPath® portfolios are not mutual funds. YourPath® portfolios are periodically rebalanced (not less frequently than annually). An asset allocation strategy doesn’t guarantee performance or protect against investment losses. Keep in mind that all investments involve risk. The value of the investment options that make up a specific portfolio your participants choose to invest in will fluctuate and there is no assurance that the objective of any portfolio will be achieved. Moreover, a YourPath® portfolio’s actual allocation may vary from the target strategic allocation at any point in time. Shares of the underlying mutual funds within the portfolio are redeemable at the then-current net asset value of the fund, which may be more or less than their original cost.
Portfolio lineups are subject to change. The investment options within the portfolio involve risk and will not always be profitable. Morningstar Investment Management does not guarantee that negative returns can or will be avoided. An investment made in an investment option may differ substantially from its historical performance and as a result, your plan participant may incur a loss. Past performance is no guarantee of future results.
This material is provided by The Lincoln National Life Insurance Company, Fort Wayne, IN, and, in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY, and their applicable affiliates (collectively referred to as “Lincoln”). This material is intended for general use with the public. Lincoln does not provide investment advice, and this material is not intended to provide investment advice. Lincoln has financial interests that are served by the sale of Lincoln programs, products and services.
Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN, and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products distributed by broker-dealer/affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities and investment advisory services offered through other affiliates.
©2024 Lincoln National Corporation
LCN-6106306-111723
3/24 Z08
Order code: DIR-VALUE-IDE001
Your Lincoln representative will partner with your financial professional and third party administrator (TPA), if applicable, to help you explore your options, then determine the solutions that are best suited for your employees and their individual financial needs.
Your success is our priority. That’s why we’re committed to bringing forward solutions that support your needs and your employees’ individual financial goals. Recognizing that every company and every employee is unique, we deliver a wide range of holistic retirement solutions that enable you to personalize your program and help your people confidently succeed their way.
Protect hard-earned savings with experience backed by strength. For over 30 years, our risk management experience has made Lincoln a trusted provider of stable value solutions focused on delivering stability, liquidity, yield and principal protection.
Offer guaranteed retirement income that provides accessibility, portability, and income that won’t go down ... and may go up.
Our platform offers a broad selection of high-quality investment choices that can support custom asset allocation portfolios made up of investments you choose.
Pick from a variety of target-date funds (TDFs) or tailor TDFs to employee demographics with the flexibility and fiduciary support of YourPath® custom target-date + risk portfolios.
With a group plan, you can give employees an easy way to save for retirement while streamlining administration, gaining fiduciary protection, and benefiting from group pricing.
Offer the Lincoln health savings account (HSA) with your retirement plan to allow participants to benefit from additional tax advantages. Lincoln also offers health reimbursement accounts and flexible spending accounts.
Many plan sponsors choose to offer employees the help of professionals for their investments. You may also be looking for fiduciary support. We work with respected managed account providers, like Morningstar® and Stadion, to provide options that can help solve for these distinct needs:
Your Lincoln representative will partner with your financial professional and third party administrator (TPA), if applicable, to help you explore your options, then determine the solutions that are best suited for your employees and their individual financial needs.
Ready to get started? Let’s work together.
Financial professionals, call us at 877-533-9710. Plan sponsors and business owners, talk to your financial professional to learn more.
Morningstar Investment Management LLC is a leading independent provider of asset allocation, manager selection, and portfolio construction services. Morningstar Investment Management LLC is a registered investment adviser and subsidiary of Morningstar, Inc. Morningstar Investment Management and its affiliates are not an affiliate of Lincoln Financial Group.
The asset allocation portfolios generally include some of the investment options available in the plan. However, other investment options with similar risk and return characteristics may be available. Information on these investment options may be found in the investment section of the enrollment book or the fund prospectus. The final decision regarding investment choices is the participant’s or beneficiary’s, based on thier individual situation, which may include factors and circumstances beyond the scope of these portfolios, including but not limited to a participant’s or beneficiary’s other assets, income, and investments (e.g., equity in a home, IRA investments, savings accounts, and interests in other qualified and nonqualified plans), investment time horizon, and risk tolerance, in addition to their interest in the plan. The asset allocation portfolios may contain mutual funds, collective investment trusts and a stable value option.
An investor should consider carefully the investment objectives, risks, and charges and expenses of the investment options in the plan before investing. For mutual funds and collective investment trusts, the prospectus or similar document contains this and other important information and should be read carefully before investing or sending money. Investment values will fluctuate with changes in market conditions so that, upon withdrawal, your investment may be worth more or less than the amount originally invested. For a prospectus or similar disclosure document, please contact your Lincoln representative.
Through a single investment option, YourPath® target-date + risk portfolios allow retirement plan participants to invest in a mix of mutual funds and other investments that correspond to a specific risk profile and investment time horizon that includes the year (target date) in which the participant expects to retire. As the target date approaches, the mix or asset allocation of funds or other investments making up the portfolio (and owned by the participant) will change over time, becoming less growth-oriented and more conservative. A target-date portfolio may be more expensive than other types of investment options because it has additional levels of expenses.
YourPath® portfolios are investment options in your retirement plan and do not represent investment recommendations or advice. YourPath® portfolios are not mutual funds. YourPath® portfolios are periodically rebalanced (not less frequently than annually). An asset allocation strategy doesn’t guarantee performance or protect against investment losses. Keep in mind that all investments involve risk. The value of the investment options that make up a specific portfolio your participants choose to invest in will fluctuate and there is no assurance that the objective of any portfolio will be achieved. Moreover, a YourPath® portfolio’s actual allocation may vary from the target strategic allocation at any point in time. Shares of the underlying mutual funds within the portfolio are redeemable at the then-current net asset value of the fund, which may be more or less than their original cost.
Portfolio lineups are subject to change. The investment options within the portfolio involve risk and will not always be profitable. Morningstar Investment Management does not guarantee that negative returns can or will be avoided. An investment made in an investment option may differ substantially from its historical performance and as a result, your plan participant may incur a loss. Past performance is no guarantee of future results.
This material is provided by The Lincoln National Life Insurance Company, Fort Wayne, IN, and, in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY, and their applicable affiliates (collectively referred to as “Lincoln”). This material is intended for general use with the public. Lincoln does not provide investment advice, and this material is not intended to provide investment advice. Lincoln has financial interests that are served by the sale of Lincoln programs, products and services.
Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN, and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products distributed by broker-dealer/affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities and investment advisory services offered through other affiliates.
Privacy | Legal | ©2024 Lincoln National Corporation
LCN-6106306-111723
3/24 Z08
Order code: DIR-VALUE-IDE001