Your workplace deferred compensation plans

By deciding to plan and save for your retirement, you’ve made a decision you can feel good about. You've realized that a sound savings plan can help you achieve a more secure financial future.

Your Placer County deferred compensation plans ​

To help you achieve the retirement you envision, Placer County offers two plans: Placer County Deferred Compensation Plan 457(b) and Retirement Accumulation Plan for the Employees of the County of Placer 401(k). See a comparison of the plans here.

If you have further questions, contact Human Resources.

You'll thank yourself later

The sooner you start saving, the better. Once you decide to save for your retirement, the next step is to decide how much to save.  Check out our retirement tools and calculators.

You'll start by deciding what percentage of your income you can save and then this amount will be automatically invested in your retirement account each pay period. But before you do that, it is important to educate yourself on general financial, investment and retirement information so you can make informed decisions.

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Resources for your retirement needs

Annual contribution limits

Find out how much you could save for your retirement each year.

Social Security benefits

Learn how to apply for Social Security benefits online.

Understand your 401(k) plan

Discover the basics of this tax-deferred retirement plan with this helpful Q&A.

Understand your 457(b) plan

Learn more about this governmental plan for state or local employees. 

Mutual funds in the Lincoln Alliance® program are sold by prospectus. An investor should carefully consider the investment objectives, risks, and charges and expenses of the investment company before investing. The prospectus and, if available, the summary prospectus contain this and other important information and should be read carefully before investing or sending money. Investment values will fluctuate with changes in market conditions, so that upon withdrawal, your investment may be worth more or less than the amount originally invested. Prospectuses for any of the mutual funds in the Lincoln Alliance® program are available at 800‑234‑3500.

The Lincoln Alliance® program includes certain services provided by Lincoln Retirement Services Company, LLC and Lincoln Financial Group Trust Company, Inc. with wholesale marketing and distribution services provided by Lincoln Financial Distributors, Inc. (LFD), a wholesale broker-dealer (member FINRA). All entities listed are affiliates of Lincoln Financial Group, the marketing name for Lincoln National Corporation. Unaffiliated broker-dealers also may provide services to customers. Account values are subject to fluctuation, including loss of principal.

This material is provided by The Lincoln National Life Insurance Company, Fort Wayne, IN, and, in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY and their applicable affiliates (collectively referred to as “Lincoln”). This material is intended for general use with the public. Lincoln does not provide investment advice, and this material is not intended to provide investment advice. Lincoln has financial interests that are served by the sale of Lincoln programs, products and services.