A fee-only fixed indexed annuity for capital preservation and tax-deferred growth linked to market performance.
An alternative to bonds that offer higher return potential than traditional deposit accounts.
Benefits include:
Upside growth potential
You can choose to guarantee growth with a fixed interest guaranteed for five years and position yourself for higher growth potential based on positive index performance.
The power of downside protection
Your account will never be credited less than 0% — even in a down market. So, your hard-earned savings are protected.
No cost
There are no ongoing product charges, which helps you save more of what you earn.
Key Features:
A Fixed Account offers a set interest rate guaranteed for five years. Afterwards, renewal rates are declared annually.
Four indexed accounts have the potential to earn interest based on the performance of the respective index: S&P 500 Index and S&P 500 Daily Risk Control 10% Index. Indexed account options include:
Lincoln Core Capital® fixed indexed annuity (contract form ICC17-622 and state variations) is issued by The Lincoln National Life Insurance Company, Fort Wayne, IN, and distributed by Lincoln Financial Distributors, Inc., a broker-dealer. The Lincoln National Life Insurance Company does not solicit business in the state of New York, nor is it authorized to do so. Contractual obligations are subject to the claims-paying ability of The Lincoln National Life Insurance Company.
A fixed indexed annuity is intended for retirement or other long-term needs. It is intended for a person who has sufficient cash or other liquid assets for living expenses and other unexpected emergencies, such as medical expenses. A fixed indexed annuity is not a registered security or stock market investment and does not directly participate in any stock or equity investments, or index. The index used is a price index and does not reflect dividends paid on the underlying stocks.
Not a deposit. Not FDIC insured. Not insured by any federal government agency. Not guaranteed by any bank or savings association. May go down in value.
