Retirement plans
Featured update
Way to grow: 401(k) prospecting with Lincoln
A suite of engaging, yet simple strategies, resources, and tools supports financial professionals’ individual prospecting journeys and coaches them on:
- Defining and promoting their unique value promise
- Identifying leads — by requesting a curated prospecting list from Lincoln — and narrowing down their list to their ideal prospects
- Creating their action plan for tailored conversations
Guaranteed retirement income insights
A suite of resources shares research and industry insights about how guaranteed lifetime income solutions can help financial professionals and plan sponsors:
- Meet diverse plan needs
- Answer participants’ need for income that lasts throughout retirement
Visit the retirement income site
Watch the "Retirement income security" video
Watch the "Features you can’t ignore" video
Watch the "Helping participants get to and through retirement" video
Life’s turning points
Lincoln-designed tools and resources to help employees overcome competing priorities and achieve financial balance. Six life event journeys that walk participants through having a baby, getting married, tackling student loans, buying a home, experiencing unexpected illness or injury, and planning for retirement are available.
Visit the life events page for tips on preparing for the moments that matter
Wellness@Work 2023
To better understand the challenges facing today’s retirement savers — and to help identify effective solutions — we conducted the 2023 Wellness@Work survey. We found that after years of rising contribution rates, there’s been a significant decrease since 2021. But we also discovered how plan sponsors can motivate their workforce to help reverse that trend.
Explore the Wellness@Work resources to learn more about the top three saving motivators for employees and explore the complete findings.
Visit the Wellness@Work 2023 site
Wellness@Work white paper
Download the Wellness@Work executive summary
SECURE 2.0 Act resource center
The SECURE 2.0 Act resource center provides timely, ongoing updates materials, insights and more to help simplify the Act.
Visit the SECURE 2.0 Act resource center
Download the SECURE 2.0 Act summary flyer
Download the reference guide for DC plans
Download the provisions overview brochure
The Retirement Income Dilemma
With an ever-changing, multigenerational workforce, it’s more important than ever for plan sponsors to offer a retirement plan that meets diverse needs. This presentation explores retirement income needs, challenges and insights — and highlights guaranteed income solutions that offer plan sponsors choice, compliance with the SECURE Act, portability and potential improvements in workforce management.
Download the retirement income presentation
Driving client satisfaction with Candidly
Lincoln is working with Candidly, a leading student debt management platform, to offer employees options to plan, borrow, repay and reassess their debt, and provide support and assistance with federal student loan forgiveness programs and applications. For clients, Candidly reduces administrative burdens, making it easier to offer student loan benefits and align with the latest SECURE 2.0 Act provisions.
Download the Lincoln Candidly capabilities flyer
Download the Candidly employer student loans FAQ flyer
Play the Candidly student loan promo video
Download the Candidly employer pitch deck
Download the Candidly onboarding timeline
Download the Candidly emergency savings flyer
Recruitment Resource Center
Our enhanced digital MEP, MEAP and PEP Recruitment Resource Center provides relevant, actionable content with the following goals:
- Help existing group employer plan representatives (Multiple Employer Plans, Multiple Employer Aggregation Programs and Pooled Employer Plans) demonstrate the value of their organization to members and clients and grow retirement plan adoption—now with downloadable prewritten content and visuals, and communication campaigns
- Help financial professionals grow their book of business through existing group employer plan clients
Financial professionals with Lincoln MEP, MEAP or PEP business should work with their Lincoln wholesaler to explore the site and distribute a link to their organization's clients.
Lincoln WellnessPATH®
The
Lincoln WellnessPATH® financial wellness tool
offers personalized suggestions and helps participants take charge of wellness. The new WellnessPATH® Marketplace lets them easily act on those suggestions by providing total well-being solutions.
Participant seminars and videos
This one-stop overview outlines our suite of educational resources for retirement plan participants on a variety of financial topics, on everything from financial wellness and life events to investment topics and the online experience.
Group Retirement Plans and Programs 101
This white paper for financial professionals takes a deep dive into Multiple Employer Plans (MEPs), Pooled Employer Plans (PEPs) and Multiple Employer Aggregation Programs (MEAPs), highlighting the value and distinctions of each for their clients and their businesses.
Download the Group Retirement Plans and Programs 101 white paper
Expanded PEP offering
FlexPEP, now available in the Lincoln Alliance® program, offers a flexible Pooled Employer Plan (PEP) for 401(k) and 403(b) plans.
Visit the Group retirement plans page to learn more about our suite of group retirement plans
Visit the blog: Opportunity Knocks for Group 403(b) Plans
Download the flyer: Why Pooled Employer Plans may be right for non-profits
Participant experience enhancements roadmap
Lincoln invests in technology, service offerings, and products to enhance the participant experience and help improve financial wellness. Review the roadmap for details on enhancements happening soon.
Group retirement plans and programs material: Multiple Employer Plans (MEPs), Pooled Employer Plans (PEPs) and Multiple Employer Aggregation Programs (MEAPs)
View our overview guides to learn more about the benefits of joining each plan type.
Download the MEP capabilities overview brochure
Download the PEP capabilities overview brochure
Download the MEAP capabilities overview brochure
Lincoln PathBuilder Income®
The SECURE Act made it easier for plan sponsors to provide a plan design that can generate guaranteed income for their participants at retirement. We now have options available on both Lincoln Alliance® and Lincoln DirectorSM plans.
Download the guide to guaranteed lifetime income options for defined contribution plans
YourPath® resources
Explore the suite of YourPath materials, including performance, glide path allocations and expense ratios.
StoryLine, provided by Stadion
Lincoln offers StoryLine, a specialized managed account solution provided by Stadion, designed to improve participant outcomes through personalization. Explore the flyers to get details on this personalized investment service and dynamic QDIA solution.
Download the StoryLine summary flyer
Download the StoryLine dynamic overview flyer
Better plan outcomes with online enrollment
Online enrollment is fast, easy, and simple for plan sponsors and employees — and it can help sponsors increase participation and deferral rates as well as boost employee retirement readiness.
Participant online account registration
In three quick steps, active Lincoln Alliance® and Lincoln DirectorSM participants can register for online account access to review various aspects of their retirement accounts and make any changes to align with their overall retirement goals.