loading... 
 
 

Enhance your cases with time-saving administrative services, opportunities for additional streamlined underwriting, and policy management tools.

An outdoor photo of senior parents with their adult children and their spouses  Everyone is smiling and laughing
 

Additional Programs

Additional programs

Icon of a person, representing administrative services

MultiLife administrative platform services

Our concierge, no-cost administrative service for multiple life opportunities provides annual fiscal year-end reports connecting the business owner with the values they need automatically, right when they need them.

Icon of paper with ribbon and checkmark, representing professional advantage

Professional Advantage Program

This streamlined program can issue a Lincoln life insurance policy up to $20 million with no exams or labs for professional clients who have had an executive physical within the past 18 months. Learn more >

Icon of paper with a gear, representing policy management

Post-issue policy management

When your clients have questions on investment options, we’re here to simplify life insurance and provide the support you need to guide them along the way. Our post-issue policy management is included with all our currently sold VUL products. Here are some tools we provide to help you with your client reviews and make policy management easier:

  • Automated in-force illustrations: Our illustrations are generated shortly after the policy anniversary and can be found in the book of business tool on the Lincoln planner website.
  • Policy change reminders: These reminders will be sent to you and your clients for illustrated changes, such as death benefit option or premium changes.
  • A dedicated investment desk: Our team of licensed and credentialed specialists stay current on trends to help financial professionals make informed decisions about investment options.
GraphicLine GraphicLine

©2022 Lincoln National Corporation

Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN, and Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products distributed by broker-dealer/affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities and investment advisory services offered through other affiliates. Affiliates are separately responsible for their own financial and contractual obligations.

For financial professional use only. Not for use with the public.

LCN-3502107-032221
4/21 Z01
Order code: LIF-MULTI-IDE001

Polygon

Not a deposit

Not FDIC-insured

Not insured by any federal government agency

Not guaranteed by any bank or savings association

May go down in value

Lincoln Financial Group Logo
 
 

FAQs

We’ve collected the most frequently asked questions and answered them here.

Is it possible to have add-ons?

Yes. However, add-ons to existing groups require review. When requesting a participant addition, the case must still be reflective of the original offer letter (number of lives, plan design, etc.).

Is there anyone who will not qualify for GI/SI Underwriting?

Yes, GI/SI Underwriting is not available for:

  • Religious organizations
  • Unions, associations, fraternal organizations and government entities
  • Charities taking out policies on the lives of their members or donors
  • Professional athletes

Are reinstatements allowed?

Yes. Reinstatements of GI or SI business follow normal underwriting guidelines that apply to fully underwritten business.

What about increases?

A maximum yearly increase of 20% of the face amount initial specified amount, up to the amount stated in the offer letter, is allowed. Any lives not included in the original census applying for an increase must be documented.

To request an increase, submit:

  • A new GI or SI application from the policyowner
  • A copy of the original offer letter, stating increases are permitted
  • An underwriter must sign off to ensure that the change adheres to the program guidelines as specified in the original offer letter
 

Resources

Our MultiLife Business Solutions can help you identify and find solutions for your business clients’ targeted needs with a dedicated sales team to help guide you through the process.

This tool is designed to help you identify and gather information to facilitate Guaranteed Issue and Simplified Issue (GI/SI) Underwriting cases for businesses that want to cover multiple lives.

See how an executive bonus plan can be a simple way to provide enhanced benefits to a select group of key employees.

Learn about how you can offer a Lincoln life insurance policy up to $20 million with no exams or labs.

Reach success in Specialty Markets, a largely untapped area of growth. Explore the possibilities and see how our experience and products can give you an edge.

See how you can grow your business with Lincoln’s Specialty Markets sweet spots.

For full resources, visit LFG.com/SpecialtyMarkets

 

Questions?

For specialized case design, consultation and illustration support, contact your MultiLife Business Solutions team at 800-832-5372, option 2.

You may email the presale questionnaire and census to your Lincoln representative or send to BusinessInsuranceSolutions@LFD.com.

Michael Deaton

Business Insurance Consultant

Michael.Deaton@LFD.com

336-691-4923


Danielle Pagán

Business Insurance Consultant

Danielle.Pagan@LFD.com

571-733-4286

Jacob Fulkerson

Case Design

Jacob.Fulkerson@LFD.com

336-691-3235

 
 

FAQs

We’ve collected the most frequently asked questions and answered them here.

Is it possible to have add-ons?

Yes. However, add-ons to existing groups require review. When requesting a participant addition, the case must still be reflective of the original offer letter (number of lives, plan design, etc.).

Is there anyone who will not qualify for GI/SI Underwriting?

Yes, GI/SI Underwriting is not available for:

  • Religious organizations
  • Unions, associations, fraternal organizations and government entities
  • Charities taking out policies on the lives of their members or donors
  • Professional athletes

Are reinstatements allowed?

Yes. Reinstatements of GI or SI business follow normal underwriting guidelines that apply to fully underwritten business.

What about increases?

A maximum yearly increase of 20% of the face amount initial specified amount, up to the amount stated in the offer letter, is allowed. Any lives not included in the original census applying for an increase must be documented.

To request an increase, submit:

  • A new GI or SI application from the policyowner
  • A copy of the original offer letter, stating increases are permitted
  • An underwriter must sign off to ensure that the change adheres to the program guidelines as specified in the original offer letter
 

Resources

Our MultiLife Business Solutions can help you identify and find solutions for your business clients’ targeted needs with a dedicated sales team to help guide you through the process.

This tool is designed to help you identify and gather information to facilitate Guaranteed Issue and Simplified Issue (GI/SI) Underwriting cases for businesses that want to cover multiple lives.

See how an executive bonus plan can be a simple way to provide enhanced benefits to a select group of key employees.

Learn about how you can offer a Lincoln life insurance policy up to $20 million with no exams or labs.

Reach success in Specialty Markets, a largely untapped area of growth. Explore the possibilities and see how our experience and products can give you an edge.

See how you can grow your business with Lincoln’s Specialty Markets sweet spots.

For full resources, visit LFG.com/SpecialtyMarkets

 

Questions?

For specialized case design, consultation and illustration support, contact your MultiLife Business Solutions team at 800-832-5372, option 2.

You may email the presale questionnaire and census to your Lincoln representative or send to BusinessInsuranceSolutions@LFD.com.

Michael Deaton

Business Insurance Consultant

Michael.Deaton@LFD.com

336-691-4923


Danielle Pagán

Business Insurance Consultant

Danielle.Pagan@LFD.com

571-733-4286

Jacob Fulkerson

Case Design

Jacob.Fulkerson@LFD.com

336-691-3235

Enhance your cases with time-saving administrative services, opportunities for additional streamlined underwriting, and policy management tools.

An outdoor photo of senior parents with their adult children and their spouses  Everyone is smiling and laughing
 

Additional Programs

Additional programs

Icon of a person, representing administrative services

MultiLife administrative platform services

Our concierge, no-cost administrative service for multiple life opportunities provides annual fiscal year-end reports connecting the business owner with the values they need automatically, right when they need them.

Icon of paper with ribbon and checkmark, representing professional advantage

Professional Advantage Program

This streamlined program can issue a Lincoln life insurance policy up to $20 million with no exams or labs for professional clients who have had an executive physical within the past 18 months. Learn more >

Icon of paper with a gear, representing policy management

Post-issue policy management

When your clients have questions on investment options, we’re here to simplify life insurance and provide the support you need to guide them along the way. Our post-issue policy management is included with all our currently sold VUL products. Here are some tools we provide to help you with your client reviews and make policy management easier:

  • Automated in-force illustrations: Our illustrations are generated shortly after the policy anniversary and can be found in the book of business tool on the Lincoln planner website.
  • Policy change reminders: These reminders will be sent to you and your clients for illustrated changes, such as death benefit option or premium changes.
  • A dedicated investment desk: Our team of licensed and credentialed specialists stay current on trends to help financial professionals make informed decisions about investment options.
 
GraphicLine GraphicLine

©2022 Lincoln National Corporation

Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN, and Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products distributed by broker-dealer/affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities and investment advisory services offered through other affiliates. Affiliates are separately responsible for their own financial and contractual obligations.

For financial professional use only. Not for use with the public.

LCN-3502107-032221
4/21 Z01
Order code: LIF-MULTI-IDE001

Polygon

Not a deposit

Not FDIC-insured

Not insured by any federal government agency

Not guaranteed by any bank or savings association

May go down in value

Lincoln Financial Group Logo
 
 

FAQs

We’ve collected the most frequently asked questions and answered them here.

Is it possible to have add-ons?

Yes. However, add-ons to existing groups require review. When requesting a participant addition, the case must still be reflective of the original offer letter (number of lives, plan design, etc.).

Is there anyone who will not qualify for GI/SI Underwriting?

Yes, GI/SI Underwriting is not available for:

  • Religious organizations
  • Unions, associations, fraternal organizations and government entities
  • Charities taking out policies on the lives of their members or donors
  • Professional athletes

Are reinstatements allowed?

Yes. Reinstatements of GI or SI business follow normal underwriting guidelines that apply to fully underwritten business.

What about increases?

A maximum yearly increase of 20% of the face amount initial specified amount, up to the amount stated in the offer letter, is allowed. Any lives not included in the original census applying for an increase must be documented.

To request an increase, submit:

  • A new GI or SI application from the policyowner
  • A copy of the original offer letter, stating increases are permitted
  • An underwriter must sign off to ensure that the change adheres to the program guidelines as specified in the original offer letter
 

Resources

Our MultiLife Business Solutions can help you identify and find solutions for your business clients’ targeted needs with a dedicated sales team to help guide you through the process.

This tool is designed to help you identify and gather information to facilitate Guaranteed Issue and Simplified Issue (GI/SI) Underwriting cases for businesses that want to cover multiple lives.

See how an executive bonus plan can be a simple way to provide enhanced benefits to a select group of key employees.

Learn about how you can offer a Lincoln life insurance policy up to $20 million with no exams or labs.

Reach success in Specialty Markets, a largely untapped area of growth. Explore the possibilities and see how our experience and products can give you an edge.

See how you can grow your business with Lincoln’s Specialty Markets sweet spots.

For full resources, visit LFG.com/SpecialtyMarkets

 

Questions?

For specialized case design, consultation and illustration support, contact your MultiLife Business Solutions team at 800-832-5372, option 2.

You may email the presale questionnaire and census to your Lincoln representative or send to BusinessInsuranceSolutions@LFD.com.

Michael Deaton

Business Insurance Consultant

Michael.Deaton@LFD.com

336-691-4923


Danielle Pagán

Business Insurance Consultant

Danielle.Pagan@LFD.com

571-733-4286

Jacob Fulkerson

Case Design

Jacob.Fulkerson@LFD.com

336-691-3235

Enhance your cases with time-saving administrative services, opportunities for additional streamlined underwriting, and policy management tools.

An outdoor photo of senior parents with their adult children and their spouses  Everyone is smiling and laughing
 

Additional Programs

Additional programs

Icon of a person, representing administrative services

MultiLife administrative platform services

Our concierge, no-cost administrative service for multiple life opportunities provides annual fiscal year-end reports connecting the business owner with the values they need automatically, right when they need them.

Icon of paper with ribbon and checkmark, representing professional advantage

Professional Advantage Program

This streamlined program can issue a Lincoln life insurance policy up to $20 million with no exams or labs for professional clients who have had an executive physical within the past 18 months. Learn more >

Icon of paper with a gear, representing policy management

Post-issue policy management

When your clients have questions on investment options, we’re here to simplify life insurance and provide the support you need to guide them along the way. Our post-issue policy management is included with all our currently sold VUL products. Here are some tools we provide to help you with your client reviews and make policy management easier:

  • Automated in-force illustrations: Our illustrations are generated shortly after the policy anniversary and can be found in the book of business tool on the Lincoln
    planner website.
  • Policy change reminders: These reminders will be sent to you and your clients for illustrated changes, such as death benefit option or premium changes.
  • A dedicated investment desk: Our team of licensed and credentialed specialists stay current on trends to help financial professionals make informed decisions about investment options.
 
GraphicLine

Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN, and Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products distributed by broker-dealer/affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities and investment advisory services offered through other affiliates. Affiliates are separately responsible for their own financial and contractual obligations.

For financial professional use only.
Not for use with the public.

©2022 Lincoln National Corporation

LCN-3502107-032221
4/21 Z01
Order code: LIF-MULTI-IDE001

Lincoln Financial Group Logo
Polygon

Not a deposit

Not FDIC-insured

Not insured by any federal government agency

Not guaranteed by any
bank or savings association

May go down in value

 
 

FAQs

We’ve collected the most frequently asked questions and answered them here.

Is it possible to have add-ons?

Yes. However, add-ons to existing groups require review. When requesting a participant addition, the case must still be reflective of the original offer letter (number of lives, plan design, etc.).

Is there anyone who will not qualify for GI/SI Underwriting?

Yes, GI/SI Underwriting is not available for:

  • Religious organizations
  • Unions, associations, fraternal organizations and government entities
  • Charities taking out policies on the lives of their members or donors
  • Professional athletes

Are reinstatements allowed?

Yes. Reinstatements of GI or SI business follow normal underwriting guidelines that apply to fully underwritten business.

What about increases?

A maximum yearly increase of 20% of the face amount initial specified amount, up to the amount stated in the offer letter, is allowed. Any lives not included in the original census applying for an increase must be documented.

To request an increase, submit:

  • A new GI or SI application from the policyowner
  • A copy of the original offer letter, stating increases are permitted
  • An underwriter must sign off to ensure that the change adheres to the program guidelines as specified in the original offer letter

Resources

Our MultiLife Business Solutions can help you identify and find solutions for your business clients’ targeted needs with a dedicated sales team to help guide you through the process.

This tool is designed to help you identify and gather information to facilitate Guaranteed Issue and Simplified Issue (GI/SI) Underwriting cases for businesses that want to cover multiple lives.

See how an executive bonus plan can be a simple way to provide enhanced benefits to a select group of key employees.

Learn about how you can offer a Lincoln life insurance policy up to $20 million with no exams or labs.

Reach success in Specialty Markets, a largely untapped area of growth. Explore the possibilities and see how our experience and products can give you an edge.

See how you can grow your business with Lincoln’s Specialty Markets sweet spots.

For full resources, visit LFG.com/SpecialtyMarkets

 

Questions?

For specialized case design, consultation and illustration support, contact your MultiLife Business Solutions team at 800-832-5372, option 2.

You may email the presale questionnaire and census to your Lincoln representative or send to BusinessInsuranceSolutions@LFD.com.

Michael Deaton

Business Insurance Consultant

Michael.Deaton@LFD.com

336-691-4923


Danielle Pagán

Business Insurance Consultant

Danielle.Pagan@LFD.com

571-733-4286


Jacob Fulkerson

Case Design

Jacob.Fulkerson@LFD.com

336-691-3235

 
 

Enhance your cases with time-saving administrative services, opportunities for additional streamlined underwriting, and policy management tools.

An outdoor photo of senior parents with their adult children and their spouses  Everyone is smiling and laughing
 

Additional Programs

Additional programs

Icon of a person, representing administrative services

MultiLife administrative platform services

Our concierge, no-cost administrative service for multiple life opportunities provides annual fiscal year-end reports connecting the business owner with the values they need automatically, right when they need them.

Icon of paper with ribbon and checkmark, representing professional advantage

Professional Advantage Program

This streamlined program can issue a Lincoln life insurance policy up to $20 million with no exams or labs for professional clients who have had an executive physical within the past 18 months. Learn more >

Icon of paper with a gear, representing policy management

Post-issue policy management

When your clients have questions on investment options, we’re here to simplify life insurance and provide the support you need to guide them along the way. Our post-issue policy management is included with all our currently sold VUL products. Here are some tools we provide to help you with your client reviews and make policy management easier:

  • Automated in-force illustrations: Our illustrations are generated shortly after the policy anniversary and can be found in the book of business tool on the Lincoln planner website.
  • Policy change reminders: These reminders will be sent to you and your clients for illustrated changes, such as death benefit option or premium changes.
  • A dedicated investment desk: Our team of licensed and credentialed specialists stay current on trends to help financial professionals make informed decisions about investment options.
GraphicLine GraphicLine

©2022 Lincoln National Corporation

Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN, and Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products distributed by broker-dealer/affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities and investment advisory services offered through other affiliates. Affiliates are separately responsible for their own financial and contractual obligations.

For financial professional use only. Not for use with the public.

LCN-3502107-032221
4/21 Z01
Order code: LIF-MULTI-IDE001

Polygon

Not a deposit

Not FDIC-insured

Not insured by any federal government agency

Not guaranteed by any bank or savings association

May go down in value

Lincoln Financial Group Logo
 
 

FAQs

We’ve collected the most frequently asked questions and answered them here.

Is it possible to have add-ons?

Yes. However, add-ons to existing groups require review. When requesting a participant addition, the case must still be reflective of the original offer letter (number of lives, plan design, etc.).

Is there anyone who will not qualify for GI/SI Underwriting?

Yes, GI/SI Underwriting is not available for:

  • Religious organizations
  • Unions, associations, fraternal organizations and government entities
  • Charities taking out policies on the lives of their members or donors
  • Professional athletes

Are reinstatements allowed?

Yes. Reinstatements of GI or SI business follow normal underwriting guidelines that apply to fully underwritten business.

What about increases?

A maximum yearly increase of 20% of the face amount initial specified amount, up to the amount stated in the offer letter, is allowed. Any lives not included in the original census applying for an increase must be documented.

To request an increase, submit:

  • A new GI or SI application from the policyowner
  • A copy of the original offer letter, stating increases are permitted
  • An underwriter must sign off to ensure that the change adheres to the program guidelines as specified in the original offer letter
 

Resources

Our MultiLife Business Solutions can help you identify and find solutions for your business clients’ targeted needs with a dedicated sales team to help guide you through the process.

This tool is designed to help you identify and gather information to facilitate Guaranteed Issue and Simplified Issue (GI/SI) Underwriting cases for businesses that want to cover multiple lives.

See how an executive bonus plan can be a simple way to provide enhanced benefits to a select group of key employees.

Learn about how you can offer a Lincoln life insurance policy up to $20 million with no exams or labs.

Reach success in Specialty Markets, a largely untapped area of growth. Explore the possibilities and see how our experience and products can give you an edge.

See how you can grow your business with Lincoln’s Specialty Markets sweet spots.

For full resources, visit LFG.com/SpecialtyMarkets

 

Questions?

For specialized case design, consultation and illustration support, contact your MultiLife Business Solutions team at 800-832-5372, option 2.

You may email the presale questionnaire and census to your Lincoln representative or send to BusinessInsuranceSolutions@LFD.com.

Michael Deaton

Business Insurance Consultant

Michael.Deaton@LFD.com

336-691-4923


Danielle Pagán

Business Insurance Consultant

Danielle.Pagan@LFD.com

571-733-4286

Jacob Fulkerson

Case Design

Jacob.Fulkerson@LFD.com

336-691-3235

 
Built with In5.