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A solid estate plan includes trusts

Estate planning puts your clients in control of their assets, helping them solidify their visions for the future. Including a trust in that plan allows them to prepare for their family’s needs or fulfill philanthropic goals.

Start a conversation that
lasts a lifetime

Understanding your role in estate planning – and the intricacies of planning with a trust – will help prepare you for client conversations. To help break the ice, take a look at these client guides for talking points and key takeaways.

Calculate clients’ estate taxes

Unless clients take measures to preserve their wealth, the federal government could “inherit” a portion of their estate. Use this federal estate tax calculator to help estimate their tax liability.

Trusts to help clients take control

Adding a trust strategy with life insurance into your clients’ estate plans can help them reach their unique financial goals.
Let’s look at the most common types of trusts.

Image of older couple gardening with young girl.

Irrevocable grantor trusts

These trusts can help clients transfer their wealth effectively and tax-efficiently using a life insurance policy.

Image of older couple embracing.

Revocable living trusts

These trusts offer clients complete access and control over their assets and distribution of their estate.

Image of older couple hiking with mountains in background.

Grantor retained
annuity trusts

These irrevocable trusts are designed to help clients transfer assets to the next generation tax-efficiently.

Image of woman signing to child.

Special needs trusts

These trusts are designed for clients who want to provide funds to their disabled beneficiaries.

Other trusts to consider

For clients looking to preserve wealth and minimize transfer taxes

For couples who want flexibility and control of their life insurance policy

For couples who need access plus the ability to pass wealth tax-efficiently

For couples looking to minimize estate taxes by maximizing exemptions

For clients who want to add charitable deductions to their estate plans

Ready to help clients protect their legacy with trust-owned life insurance?
Email us at TOLI@LFG.com or call us at 800-832-5372.

GraphicLine GraphicLine
 
Polygon Image of large group of people dining outdoors.

A solid estate plan includes trusts

Estate planning puts your clients in control of their assets, helping them solidify their visions for the future. Including a trust in that plan allows them to prepare for their family’s needs or fulfill philanthropic goals.

Start a conversation that lasts a lifetime

Understanding your role in estate planning – and the intricacies of planning with a trust – will help prepare you for client conversations. To help break the ice, take a look at these client guides for talking points and key takeaways.

 

Calculate clients’ estate taxes

Unless clients take measures to preserve their wealth, the federal government could “inherit” a portion of their estate. Use this federal estate tax calculator to help estimate their tax liability.

Trusts to help clients take control

Adding a trust strategy with life insurance into your clients’ estate plans can help them reach their unique financial goals. Let’s look at the most common types of trusts.

 

Other trusts to consider

Ready to help clients protect their legacy with trust-owned life insurance? Email us at TOLI@LFG.com or call us at 800-832-5372.

GraphicLine GraphicLine
 
Polygon

A solid estate plan includes trusts

Estate planning puts your clients in control of their assets, helping them solidify their visions for the future. Including a trust in that plan allows them to prepare for their family’s needs or fulfill philanthropic goals.

Start a conversation that lasts a lifetime

Understanding your role in estate planning – and the intricacies of planning with a trust – will help prepare you for client conversations. To help break the ice, take a look at these client guides for talking points and key takeaways.

 

Calculate clients’ estate taxes

Unless clients take measures to preserve their wealth, the federal government could “inherit” a portion of their estate. Use this federal estate tax calculator to help estimate their tax liability.

Trusts to help clients take control

Adding a trust strategy with life insurance into your clients’ estate plans can help them reach their unique financial goals. Let’s look at the most common types of trusts.

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Other trusts to consider

Ready to help clients protect their legacy with trust-owned life insurance? Email us at TOLI@LFG.com or call us at 800-832-5372.

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Any tax information contained in this communication, while presented in good faith, is general in nature and is not intended to be a rendering of legal, accounting or tax advice and should not be used without the advice and guidance of a professional Tax Advisor. Furthermore, the information contained herein may not be applicable or suitable to an individual’s specific circumstances or needs and may require consideration of other matters.

Important information

This material is intended for informational and educational purposes only. It is not intended to be investment, legal, or tax advice. Work with your financial, legal and tax professionals for guidance.

Lincoln Financial® affiliates, their distributors, and their respective employees, representatives and/or insurance agents do not provide tax, accounting or legal advice. Please consult an independent professional as to any tax, accounting or legal statements made herein.

Affiliates include broker-dealer/distributor Lincoln Financial Distributors, Inc., Radnor, PA, and insurance company affiliates The Lincoln National Life Insurance Company, Fort Wayne, IN, and Lincoln Life & Annuity Company of New York, Syracuse, NY.

For financial professional use only. Not for use with the public.


©2025 Lincoln National Corporation


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Order code: LIF-TOLID-IDE001

Image of large group of people dining outdoors.
 
 
 
 
Polygon
 
Rectangle

A solid estate plan includes trusts

Estate planning puts your clients in control of their assets, helping them solidify their visions for the future. Including a trust in that plan allows them to prepare for their family’s needs or fulfill philanthropic goals.

Start a conversation that
lasts a lifetime

Understanding your role in estate planning – and the intricacies of planning with a trust – will help prepare you for client conversations. To help break the ice, take a look at these client guides for talking points and key takeaways.

Calculate clients’ estate taxes

Unless clients take measures to preserve their wealth, the federal government could “inherit” a portion of their estate. Use this federal estate tax calculator to help estimate their tax liability.

Trusts to help clients take control

Adding a trust strategy with life insurance into your clients’ estate plans can help them reach their unique financial goals.
Let’s look at the most common types of trusts.

Image of older couple gardening with young girl.

Irrevocable grantor trusts

These trusts can help clients transfer their wealth effectively and tax-efficiently using a life insurance policy.

Image of older couple embracing.

Revocable living trusts

These trusts offer clients complete access and control over their assets and distribution of their estate.

Image of older couple hiking with mountains in background.

Grantor retained
annuity trusts

These irrevocable trusts are designed to help clients transfer assets to the next generation tax-efficiently.

Image of woman signing to child.

Special needs trusts

These trusts are designed for clients who want to provide funds to their disabled beneficiaries.

Other trusts to consider

For clients looking to preserve wealth and minimize transfer taxes

For couples who want flexibility and control of their life insurance policy

For couples who need access plus the ability to pass wealth tax-efficiently

For couples looking to minimize estate taxes by maximizing exemptions

For clients who want to add charitable deductions to their estate plans

Ready to help clients protect their legacy with trust-owned life insurance?
Email us at TOLI@LFG.com or call us at 800-832-5372.

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