Knowing the benefits and basics of your retirement plan can start you on the path to a confident future. Get answers to common retirement planning questions to jump start your savings today.

Five benefits of a workplace retirement plan

Lower your current taxes, save with automatic deductions and get tax-deferred growth. Can you really afford not to participate?

Know the 2024 IRS contribution limits

Here are the IRS rules about how much you can save in your retirement plan.

Options for consolidating your retirement accounts

If you’ve changed jobs a few times, you may have workplace retirement accounts in multiple spots. Have you considered rolling them into an IRA or your current employer’s plan? Here are some factors to consider.

Make the most of pretax and Roth after-tax contributions

Will you benefit most from saving for retirement on a pretax basis, Roth after-tax or both? Compare Roth after-tax and traditional contributions.

Your FMOLHS pension account

The pension plan only applies to team members hired before a certain date. If applicable, you can access your pension account at retirementfocus.com to see general data, accrued pension benefit, vesting percentage and more. If you have questions, call 855-874-0011. If you’re enrolled in the FMOLHS 403(b) Plan, you’ll see your estimated pension benefit on your Lincoln quarterly statement. You can also find your pension balance in your account at LincolnFinancial.com. Please read this letter for more information.