Congratulations on deciding to enroll in the Franciscan Missionaries of Our Lady Health System's retirement program.
Enroll in the retirement plan
To enroll online, go to
LincolnFinancial.com
and follow the step-by-step instructions for enrolling in your retirement plan. Your enrollment contribution and any deferral changes will be effective as soon as administratively possible.
Manage your account online
It's time to take charge of your retirement! Get started today by registering for online account access.
Learn more.
Get help with your account
- Update your contributions or set up automatic increases at LincolnFinancial.com . To change your savings rate, go to the Contributions tab and enter a new percentage, then click UPDATE. To set up automatic contribution increases, check the sign-up box, enter the percentage, frequency and start date, then click UPDATE.
- Reallocate your balance or update investment elections by logging onto your account at LincolnFinancial.com . Go to the Investments tab and click Change investments, then click the CHANGE INVESTMENTS button and follow the prompts. Click SUBMIT CHANGES to confirm your changes. If you've elected a model, it may automatically rebalance for you. Contact your Lincoln Financial representative if you have questions.
- Take a distribution. You may withdraw money from your account when you reach age 59½ or experience a qualifying event, as outlined in your enrollment kit.
FMOLHS 403(b) plan enrollment kit
FMOLHS 457(b) plan enrollment kit
- Please remember: Distributions from pretax accounts are subject to income tax upon withdrawal. Distributions from Roth accounts are tax-free, as long as certain criteria are met. Distributions from either pretax or Roth accounts taken before age 59½ may be subject to an additional 10% federal tax penalty. You should consult with a tax advisor before withdrawing money from your account. Once you're ready to take a distribution, you can contact your Lincoln Financial benefit consultant for more information and assistance.