What benefits are available?

What are my options?

Short-term disability insurance

Short-term disability insurance provides paycheck protection, if you are unable to work due to an illness, injury, surgery, or recovery from childbirth, you won’t lose your source of income. (Paid for by FMOLHS)

Long-term disability insurance

Long-term disability insurance provides a cash benefit if you are unable to work due to injury or illness. Bills don't stop just because you are out of work. (Enrollment only available during first 30 days of employment)

Life insurance

Life insurance can protect your loved ones from future financial stress. (Enrollment only available during first 30 days of employment)

Accident insurance

Accidents happen. Be prepared and protect yourself and your loved ones with cash benefits for accident injuries.

Critical illness insurance

Critical illness insurance helps pay for rent, childcare or groceries when you have a serious illness. (Enrollment only available during the first 30 days of employment)

How much insurance do I need?

These simple to use calculators can help you make important decisions about your benefit coverage.

• The disability insurance calculator can help you figure out how much coverage you need.
• The life insurance calculator  makes it easy to find out how much life insurance you need to secure a future for your loved ones.