Lincoln ChoicePlus Assurance SM Advisory NY

Flexibility and choice: Available in New York only

A variable annuity that combines access to a diverse range of investment options with optional benefits for protected growth, lifetime income and legacy planning.
 

  • No commissions or surrender charges
  • Easy-to-integrate
  • Built for RIAs in New York

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Explore the optional benefits available

Custom build solutions to address your clients’ need and goals with a choice of optional benefits, available for an additional cost.
 

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Lincoln Market Select® Advantage

Guaranteed growth and protected lifetime income

Get the details about Market Select Advantage

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i4LIFE® Advantage

Tax-efficient income with nonqualified assets

Discover more about i4LIFE Advantage

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Bridge to tax-efficient income

An option to bridge from Market Select to i4LIFE

Find out how

    

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Get started

Connect with us and let your dedicated consultant make it easy for you to implement Lincoln RIA Class annuities.

LincolnRIA@LFD.com
877-533-5630
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Lincoln Financial® affiliates, their distributors, and their respective employees, representatives, and/or insurance agents do not provide tax, accounting, or legal advice. Please consult an independent professional as to any tax, accounting, or legal statements made herein.

Variable annuities are long-term investment products designed for retirement purposes and are subject to market fluctuation, investment risk, and possible loss of principal. Variable annuities contain both investment and insurance components and have fees and charges, including mortality and expense, administrative, and advisory fees. Optional features are available for an additional charge. The annuity’s value fluctuates with the market value of the underlying investment options, and all assets accumulate tax deferred. Withdrawals of earnings are taxable as ordinary income and, if taken prior to age 59½, may be subject to an additional 10% federal tax. Withdrawals will reduce the death benefit and cash surrender value.

Investors are advised to consider the investment objectives, risks, and charges and expenses of the variable annuity and its underlying investment options carefully before investing. The applicable prospectuses for the variable annuity and its underlying investment options contain this and other important information. Please call 888‑868‑2583 for free prospectuses. Read them carefully before investing or sending money.

Lincoln ChoicePlus AssuranceSM Advisory variable annuity contracts sold in New York (contract form 30070ANY 5/03) are issued by Lincoln Life & Annuity Company of New York, Syracuse, NY, and distributed by Lincoln Financial Distributors, Inc., a broker-dealer.

All contract and rider guarantees, including those for optional benefits, fixed subaccount crediting rates, or annuity payout rates, are subject to the claims-paying ability of the issuing insurance company. They are not backed by the broker-dealer or insurance agency from which this annuity is purchased, or any affiliates of those entities other than the issuing company affiliates, and none makes any representations or guarantees regarding the claims-paying ability of the issuer.

There is no additional tax-deferral benefit for an annuity contract purchased in an IRA or other tax-qualified plan.

Available in New York only.